GuideRocket.com: Finding a suitable mortgage for you can be quite challenging, but Citizens Bank offers a variety of mortgage programs which are aimed to help people save money. They offer the Jumbo Mortgage, Adjustable Rate Mortgage, and the Fixed Rate Mortgage among others. Finding a plan which will suit your needs is possible if you take some time to check out their website. Read on to find out more about how to apply for a Citizens Bank Fixed Rate Mortgage.
About Citizens Bank
More formally known as the Citizens Financial Group Inc., Citizens Bank has its headquarters in Providence, Rhode Island. It is a subsidiary of RBS or The Royal Bank of Scotland Group whose main headquarters is in Edinburgh, Scotland. It was founded in 1828 and was known as the High Street Bank in Rhode Island. In 1871, however, the Citizens Savings Bank as established. A few years later in 1985, Citizens then changed it status from being a mutual savings bank to being a federal stock savings bank. Their expansion began in 1986, and they operate in Connecticut, Vermont, Rhode Island, Ohio, Pennsylvania, New York, New Jersey, Michigan, Massachusetts, Illinois, and Delaware. If you have an account with them they also register for citizensbank online banking.
How to Apply for a Citizens Bank Fixed Rate Mortgage
Make sure you have a stable internet connection, and use a laptop or desktop computer to easily complete your online application for your fixed rate mortgage from Citizens Bank. Follow these steps to complete your application:
- Click on this link to begin your application: www.citizensbank.com/mortgages/default.aspx
- Click on the “Fixed Rate” tab.
- Decide whether you want to have the 15-year or 30 –year plan by viewing the information they have for you on the table.
- After you have reviewed their plans and when you have decided which fixed rate plan is for you, click on the “Act now” link underneath it.
- On the next page, select “Start a new application” if this is your first time, or select the “Finish an application that I have already started” if you’ve applied before.
- On the following fields, enter your user ID and password. Confirm these in the next fields before clicking the “Next” button at the bottom.
- Complete your application by following the next set of instructions such as providing contact information for reference purposes.
- Check your email address for any additional instructions or confirmation.
Helpful Links
Citizens Bank Resources – http://www.citizensbank.com/loans/tools.aspx
Citizens Bank Homepage- http://www.citizensbank.com/